• Get cash NOW, up to 25 times your royalty payment
  • Maintain ownership of the royalty interest
  • No credit check required
  • No applications, job verification, or down payments required
  • No risk to the royalty owner
  • Typical loan repayment of 36‐42 months
  • No restrictions on the use of funds


As a royalty owner you receive regular monthly payments from the production company. The amount of the payment is determined by the amount of oil/gas produced and the price received for oil/gas by your producer, less applicable production charges and severance taxes. These monthly payments may qualify you for a loan of up to 25 times your current monthly royalty payment.

For example, if your monthly royalty payment averages $1,000, you may borrow up to $25,000. This can be done without pulling your credit report, verifying employment or filling out extensive applications. Royalty Loans LLC will file a lien against your royalty interest and instruct the production company to send the monthly royalty payment to us. Royalty Loans LLC will apply the royalty payment to the loan, and once the loan is paid in full, you will begin to receive the royalty payments again. You never lose ownership of your royalty and you never have a personal obligation to make payments. Royalty Loans LLC assumes all risk that your oil/gas wells cease to produce or the price of oil/gas crashes.

The only fee is the 3% origination fee at the time of closing. For example: if the loan is for $100,000 and there is a 3% origination fee, your net proceeds at the loan closing will be $97,000.